Qualified Plan News Q2 Newsletter

The second quarter of 2025 brought notable volatility across global markets, ultimately ending on a high note. U.S. equities rebounded strongly despite early turbulence from new tariff announcements, with the S&P 500 reaching an all-time high and gaining 10.9% for the quarter. International markets followed suit, buoyed by a weaker U.S. dollar, while fixed income posted modest gains amid stable Treasury yields and a U.S. credit rating downgrade.

Economic data showed a slight contraction in GDP (-0.5%) due to a surge in imports, while unemployment held steady at 4.2% and inflation rose 2.4% year-over-year. The Federal Reserve kept rates unchanged throughout the quarter.

Also in this issue, we highlight strategies to help employers encourage greater employee participation in retirement plans, including automatic enrollment, contribution escalation, and innovative employer match structures, all designed to strengthen long-term retirement readiness.

We remain focused on helping clients navigate market shifts and build toward lasting financial security.

Read the full newsletter here.